Welcome to Macao Polytechnic Institute

Student Insurance

Insurance Coverage for MPI Students

In order to ensure that students studying in the Macao Polytechnic Institute are adequately insured during classes, their stay in the Institute's hostel or when participating in school activities, the Institute has purchased 'Group Personal Accident Insurance' on their behalf. Students who suffer an injury during classes, their stay in the Institute's hostel or when participating in school activities, should approach the Student Management Office during office hours (within one month) to apply for insurance compensation. Please kindly be reminded that the injured person should present evidence of injury (e.g. document issued by the doctor) with the application. Application forms can be obtained from the Student Management Office or can be downloaded from the MPI website (Student's Corner).

Documents required:

-	Completed "Macao Insurance" application form;
-	ID copy;
-	Student ID copy;
-	Written medical proof and the original copy of treatment (issued by hospitals or clinics) ;
-	Class timetable, schedule of competition and activities;
-	The original transcript(s) of any witness(es) to the accident;
-	The original proof of recovery (issued by hospitals or clinics).

The main coverage and clauses included under the 'Group Personal Accident Insurance' are as follows:

-	Bodily injuries sustained by students during classes / school activities in Macao;
-	Bodily injuries sustained by students during usual travel to and from the school, usual travel means one hour prior to/after the lecture / session time;
-	Injuries sustained by students driving motor vehicles to / from classes / school activities in Macao;
-	Bodily injuries sustained by students outside Macao while participating in school organized activities (e.g. participating in classes / competitions / exchange programmes / visits) ;
-	Bodily injuries sustained by students (School of Physical Education and Sports) while participating in competitions. Medical insurance compensation for students of School of Physical Education and Sports is double that of other students.
-	Medical treatment outside of Macao is covered (in emergencies for injuries sustained outside of Macao only)
-	Students studying on higher diploma / bachelor degree programmes and in the Seniors Academy are insured;
-	The age limit for students studying in the higher diploma / bachelor degree programme is 60 years, whilst that for the Seniors Academy is 86 years.

The main coverage and clauses for students' staying in the Institute's hostel are as follows:

-	Bodily injuries sustained by students during their participating in activities / staying in the Institute’s hostel;
-	Bodily injuries sustained by students during usual travel to and from the Institute’s hostel.

The compensation limit:

Death due to accidents	MOP 100,000.00
Permanent disability due to accidents	MOP 100,000.00
Medical fee(per person / per each accident)	MOP 5,000.00
Medical fee(per person / per each accident)	MOP 10,000.00 (only applicable to students of School of Physical Education and Sports)


*	The above notice is translated from Chinese into English for guidance only. If there is any discrepancy between the English and Chinese version, the Chinese version shall apply and prevail.

Download Student Insurance Claim Form (Acrobat PDF)

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